lorqenivaxa - Financial planning subscription for Australians

Acceptance of Terms

By accessing or using our site and services, you agree to these terms and our privacy policy. If you do not agree, do not use our services.

Definitions

Key terms used in these conditions are defined below for clarity.

‘Service’ means the subscription-based financial planning offered via lorqenivaxa.com.

‘User’ refers to any individual who visits or uses our website or services.

‘Advisor’ means a qualified professional delivering consultations under our subscription.

‘Subscription’ means the ongoing monthly plan offered for a fixed fee.

Use of Service

Our service provides ongoing financial planning through a subscription model. All use must comply with Australian law and our policies.

Eligibility

You must be at least 18 years old and legally able to enter a contract in Australia to use our subscription service.

Service not available to minors.

User Responsibilities

Users agree to provide accurate information and follow all applicable laws.

Keep your account details secure and confidential.

Update your information promptly if circumstances change.

Use the service for lawful, personal purposes only.

Do not misuse, copy, or redistribute our content.

Prohibited Uses

These activities are strictly prohibited:

Providing false information or misrepresenting your identity.

Attempting to breach website security or interfere with operations.

Transmitting malicious code or engaging in unlawful activity.

Impersonating our staff or advisors.

Using our content or service for commercial gain without consent.

Intellectual Property Rights

All content, branding, and materials on this website are protected by intellectual property laws. No part may be reproduced, distributed, or used without written permission.

User Content

If you submit content or feedback, you grant us a non-exclusive right to use it for service improvement.

Your Rights to Submitted Content

You retain ownership of your submitted content but allow us to use it as described above.

Privacy and Data Protection

Your use of our website is subject to our privacy policy, which explains how we collect, use, and protect your data. Please review it carefully.

View Privacy Policy

Service Disclaimer Notice

Our service provides general financial planning only. No investment, legal, or tax advice is given.

Important Disclaimer

All information is general in nature. Consult a licensed professional before making decisions.

Limitation of Liability

We are not liable for losses arising from use or reliance on our website, service, or content, except as required by law.

Indemnification

By using our service, you agree to indemnify us from claims or damages resulting from your actions or misuse of the service.

Dispute Resolution Process

Disputes are resolved under Australian law. Contact us first to attempt informal resolution.

Arbitration

Unresolved disputes may be referred to binding arbitration in Australia, as permitted by law.

Arbitration does not prevent you from seeking statutory remedies.

Online Dispute Resolution

You may also use the Online Dispute Resolution platform for eligible disputes.

Severability

If any part of these terms is found invalid, the remainder stays in effect.

Entire Agreement

These terms, our privacy policy, and disclaimers form the entire agreement between you and us regarding our service.

Governing Law and Jurisdiction

These terms are governed by the laws of Australia.

Termination

We may terminate your access to the service for breach of terms, unlawful activity, or misuse. You may terminate your subscription with notice.

Modifications

We may change these terms at any time. Updated terms are effective upon posting.

Contact Information

For questions about these terms, use the contact details below.

Email Address: content@lorqenivaxa.com

Phone Number: +61.3.6896.0181

Office Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia

Terms and Conditions of Service